Cisco makes investing simpler.

The Cisco 401(k) lets you build an investment mix that works for you.

The Cisco 401(k) also gives you two ways to delegate the day-to-day investment decisions. You can invest your 401(k) account in the Plan’s default option, the LifePath^® Index Fund F closest to the year you turn age 65. Or, you can have professionals manage and monitor your account for you for a fee.

Don't stress, we've made investing easier.

Now may be a good time to learn more about investing. But, don’t worry if the basics of investing aren’t your thing. In addition to a core menu of options you can choose your own, the Cisco 401(k) gives you two ways to let professionals make the day-to-day decisions for you.

LifePath® Index Fund F

A diversified, all-in-one mix of investments that grows more conservative over time. Just choose the one that most closely matches the year you expect to retire. These funds are professionally managed and are regularly rebalanced over time.

Consider LifePath^® Index Fund F if:

You want to invest on your own, but prefer a single, all-in-one portfolio that adjusts as the fund’s target date approaches.

To learn more, go to Cisco401kPlan.com or call Fidelity at 866 594-4015.

Edelman Financial Engines

Two options for personalized and unbiased investment advice through Edelman Financial Engines^® to help you manage your 401(k) investments based on your risk tolerance, savings amount, financial situation, age and expected retirement date.

Option 1: Online advice and planning tools where you can do the work at no cost.

Option 2: Professional Management through Edelman Financial Engines who can do the work for you—fees apply.

Consider Edelman Financial Engines if:

You want a mix of different investments that reflects on your own goals, needs and situation.

To enroll or learn more about the service and its fees, go to Cisco401kPlan.com or call 800 601-5957.

Target Date Funds are an asset mix of stocks, bonds, and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.

Edelman Financial Engines^® is a registered trademark of Edelman Financial Engines, LLC. Used with permission. All rights reserved. Advisory services, including Online Advice and Professional Management, provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Results are not guaranteed. Edelman Financial Engines is not affiliated with Fidelity Investments or its affiliates.

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