Invest in ways that align with your age and risk tolerance.

The closer you are to retirement, the less time you have to benefit from a potential market upturn or recover from a potential down market.

Invest at the level of risk that best suits you.

Achieving your long-term financial goals requires balancing risk and return. As your life changes, reassess your risk level and adjust your investment mix accordingly.

Your timeline is key to the level of risk you can tolerate.

At age 50 or older, you have less time to benefit from a potential market upturn and may worry more about your ability to recover from a down market.

More Risk

Further from retirement?

Less Risk

Closer to retirement?

Cisco helps make investing easier.

LifePath® Index Fund F

A LifePath® Index Fund F offers a diversified, all-in-one mix of investments that grows more conservative as the fund’s target date approaches. Just choose the one that most closely matches the year you expect to retire.

To learn more, go to Cisco401kPlan.com or call
866 594-4015.

Financial Engines

Consider Edelman Financial Engines for personalized and unbiased investment advice. You can choose from Professional Management (Edelman Financial Engines can do the work—fees apply), or Online Advice (you can do the work—at no cost).

To learn more about the services available, go to EdelmanFinancialEngines.com or call 800 601-5957.