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What do I need to know? What about my old 401(k)? How much risk can I take? What's next?

Nice work! Let's summarize the steps to consider.

You made it to the end of this path! You’ve learned that reaching age 50+ is a milestone that brings savings benefits. You know that consolidating your retirement accounts can help simplify your life. And you understand the how you age may affect your investment tolerance.

Three steps to consider.

  • Consider "catching up" your savings.

    This year, you can contribute up to $7,500 more in pretax or Roth 401(k) contributions if you are age 50 or older.

  • Consider rolling your old 401(k) into the Cisco 401(k) Plan.

    Get help with your rollover from Fidelity. Call 866 594-4015.

  • Match your investments to your risk tolerance.

    Consider a LifePath® Index Fund F or Professional Management from Edelman Financial Engines to help you stay on track with your investment goals.

Target Date Funds are an asset mix of stocks, bonds, and other investments that automatically becomes more conservative as the fund approaches its target retirement date and beyond. Principal invested is not guaranteed.

Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. Used with permission. All rights reserved. Advisory services, including Online Advice and Professional Management, provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Results are not guaranteed. Edelman Financial Engines is not affiliated with Fidelity Investments or its affiliates.

Have a 401(k) from your old job?

Consider rolling it in to the Cisco 401(k). Your money still has the potential to grow tax deferred, as it did in your old plan, but it’s easier to manage when it’s all under one roof.

Want to dive deeper? Try these tools.

  • Edelman Financial Engines

    Learn how a managed account can help make investing easier.

    Learn more

  • Financial Wellbeing Pros

    Get help prioritizing your goals, managing your budget, and finding money to save.

    Try it now

  • Fidelity's Planning & Guidance Center

    Use Fidelity’s online Planning & Guidance Center to create your holistic financial plan, or call 800 603-4015 to speak with representatives who can provide one-on-one help at no cost to you.

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